NCBA Classic Credit Card
Pros
- +Exclusive discounts at selected outlets
- +PIN and Chip enabled
- +Verified by Visa for secure online transactions
- +Reward points on purchases
Compare KCB and NCBA side-by-side. Interest rates, fees, branch network, digital services, and customer reviews. Find out which bank is right for you.
| Feature | NCBA Classic Credit Card NCBA Group |
|---|---|
| Interest Rate | 23.5% p.a. |
| Loan Amount Range | N/A |
| Repayment Period | N/A |
| Fees | Annual: KES 1000 Lowest Fees |
| Key Features |
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| View Details & Apply |
Both KCB and NCBA are reputable CBK-licensed banks in Kenya. KCB has 250 branches while NCBA has undefined branches. KCB was established in 1896 and NCBA in 2010. The best choice depends on your specific needs, location, and the type of financial product you're looking for.
KCB is headquartered in Nairobi and offers Largest branch network in Kenya (250+ branches), Strong digital banking platform. NCBA is headquartered in Nairobi and is known for competitive rates. They differ in their product offerings, interest rates, fees, and branch networks.
Interest rates vary by product type. For personal loans, rates typically range from 13-18% p.a. at both banks. KCB may offer lower rates for salary-backed loans, while NCBA might have better rates for secured loans. Always compare specific products on PesaMarket for current rates.
Yes, you can have accounts at both KCB and NCBA. Many Kenyans maintain multiple bank accounts to take advantage of different products and services. Both banks offer mobile banking integration with M-Pesa for easy transfers.
Both banks have robust mobile banking apps. KCB offers KCB Mobile with M-Pesa integration, while NCBA provides NCBA Mobile Banking services. Check app store ratings and features that matter most to you.
Compare more financial products and find the best rates for your needs. PesaMarket helps thousands of Kenyans find the right financial products every month.