Unlock your entrepreneurial potential with microloans. From KES 5,000 to 500,000, discover how small loans can turn your business dreams into reality.
Microloans are small, short-term loans designed specifically for entrepreneurs, small business owners, and individuals who need capital to start or grow their businesses. In Kenya, microloans range from KES 5,000 to KES 500,000 and are provided by microfinance institutions (MFIs), SACCOs, and government programs like the Hustler Fund.
KES 5K - 500K
Flexible amounts for different needs
10-25%
Competitive rates for microfinance
3-12 Months
Short-term financing
Government of Kenya
â Most AccessibleThe Hustler Fund provides microloans to empower Kenyan youth and entrepreneurs. No collateral required for loans up to KES 50,000.
View Details âFaulu Kenya
đ Best for SMEsFaulu Kenya offers microloans for small businesses with flexible repayment options and business training support.
View Details âK-Rep Bank
đ Fast ProcessingK-Rep provides microloans for agriculture, retail, and service businesses with quick approval and disbursement.
View Details âGet funds within days, not weeks. Perfect for urgent business needs like restocking inventory or paying suppliers.
Use microloans to expand operations, hire staff, or invest in equipment. Many successful Kenyan businesses started with microloans.
Many MFIs provide business training and financial literacy programs alongside loans to ensure success.
Microloans create jobs and stimulate local economies. Your success helps build stronger communities.
Compare rates, terms, and requirements from different MFIs. Consider your business type and loan amount needed.
You'll need ID, business registration (if applicable), proof of income, and sometimes a business plan.
Apply online, at a branch, or through mobile agents. Digital applications are fastest and most convenient.
Approval can take 1-7 days. Funds are disbursed via M-Pesa, bank transfer, or cash pickup.
Compare microloans from top Kenyan providers and find the perfect loan for your entrepreneurial dreams.
Find Microloans| Provider | Interest Rate | Max Amount | Max Term | Processing Time |
|---|---|---|---|---|
| Hustler Fund | 8-10% | KES 50K | 6 months | 1-3 days |
| Faulu Kenya | 12-18% | KES 300K | 12 months | 2-5 days |
| K-Rep Bank | 15-22% | KES 500K | 12 months | 1-7 days |
| Rafiki Microfinance | 14-20% | KES 200K | 9 months | 3-7 days |