Need cash fast? Discover instant emergency loans in Kenya from trusted lenders. Compare rates, get approved in minutes, and access funds today.
Emergency loans in Kenya are short-term financing solutions designed to provide quick access to cash when you need it most. Whether it's unexpected medical bills, urgent home repairs, or other financial emergencies, these loans offer fast approval and disbursement without the lengthy processes of traditional bank loans.
5-30 Minutes
Get approved instantly
Up to KES 500K
For bigger emergencies
1-365 Days
Repay when convenient
Branch International
⭐ Most PopularBranch offers the fastest emergency loans with instant approval and disbursement. Perfect for urgent cash needs.
Apply Now →Zenka Finance (Safaricom)
🏆 Trusted BrandBacked by Safaricom, Zenka provides ultra-fast loans with competitive rates. Great for M-Pesa users.
Apply Now →OKash (Opera)
💰 High LimitsOKash offers higher loan amounts with longer repayment periods. Popular among Opera Mini users.
Apply Now →Safaricom
Access loans directly through M-Pesa menu. No app download required.
Learn More →Airtel
Quick loans for Airtel Money users with competitive rates.
Learn More →Equity Bank
Equity's instant loan product for emergency cash needs.
Apply Now →ABSA Bank
ABSA's digital loan solution for quick emergency financing.
Apply Now →Compare emergency loans from 10+ lenders and get approved in minutes.
Find Emergency Loan| Lender | Approval Time | Max Amount | Interest Rate | Repayment |
|---|---|---|---|---|
| Branch | 5-10 min | KES 70K | 14-22% | 30-365 days |
| Zenka | 1 min | KES 30K | 9-15% | 30-365 days |
| OKash | 2-5 min | KES 50K | 8-20% | 30-365 days |
| Tala | 10 min | KES 50K | 11-15% | 30-365 days |
| M-Pesa | Instant | KES 50K | 7.5% | 30 days |
Use PesaMarket to compare rates and terms from multiple lenders.
Ensure you meet basic requirements like valid ID and active phone.
Submit application through app or website with required documents.
Receive money instantly via M-Pesa, bank transfer, or mobile wallet.