Complete guide to education loans in Kenya for 2025. Compare HELB loans, bank education loans, requirements, and secure your future education financing.
4%
Government-backed student loans
12-18%
Commercial bank education loans
0%
Free funding opportunities
Government of Kenya
â Government LoanHELB provides affordable loans for university and college students. Interest is capped at 4% and repayment starts 6 months after completion.
Visit HELB Website âGovernment of Kenya
For master's and PhD programs. Higher loan limits and longer repayment periods for advanced studies.
Visit HELB Website âKenya Commercial Bank
đ Best Bank LoanFlexible education loans for tuition, accommodation, and study materials. Quick approval and disbursement.
View Details âEquity Bank
Education financing with extensive branch network. Suitable for both local and international studies.
View Details âCo-operative Bank
Comprehensive education loans with longer repayment periods. Ideal for expensive courses and overseas studies.
View Details âCompare education loans from 15+ providers and find the best funding for your studies.
Find Education Loans| Provider | Interest Rate | Max Amount | Max Term | Processing Time |
|---|---|---|---|---|
| HELB Undergraduate | 4% | KES 4M | Course + 1 year | 2-4 weeks |
| HELB Postgraduate | 4% | KES 8M | Course + 2 years | 2-4 weeks |
| KCB Education Loan | 12-15% | KES 3M | 60 months | 1-3 days |
| Equity Education Loan | 13-16% | KES 2M | 48 months | 3-5 days |
| Co-op Education Loan | 12-14% | KES 5M | 72 months | 1 week |