BNR Licensed Lenders
National Bank of Rwanda Approved Financial Institutions
Rwanda has one of Africa's most innovative and well-regulated financial sectors. Only borrow from BNR-licensed institutions for consumer protection.
đ Rwanda's Financial Inclusion
Rwanda leads in financial inclusion with over 90% mobile money penetration. The country's Umurenge SACCOs provide accessible credit to every sector.
5
Commercial Banks
0
Microfinance
0
Digital Lenders
0
Mobile Money
Umurenge SACCOs
Rwanda's unique network of community savings and credit cooperatives operates in every sector across the country. SACCOs provide accessible financial services to rural and underserved communities.
416+ SACCOs
One in every sector of Rwanda
2M+ Members
Serving millions of Rwandans
Low Interest
Affordable rates for members
Frequently Asked Questions
How do I verify if a lender is licensed by National Bank of Rwanda?
Visit the National Bank of Rwanda website at www.bnr.rw and check their list of licensed financial institutions. BNR regulates all banks, microfinance institutions, and insurance companies in Rwanda.
What is an Umurenge SACCO?
Umurenge SACCOs are community-based savings and credit cooperatives established in every sector (umurenge) of Rwanda. They provide accessible savings and credit services to members at the grassroots level and are supervised by BNR.
Are MTN MoMo and Airtel Money loans licensed in Rwanda?
Yes, mobile money services including MTN Rwanda Mobile Money (MoMo) and Airtel Money are licensed by National Bank of Rwanda. Products like MoKash are regulated.
What is the Business Development Fund (BDF)?
BDF is a government fund that provides loans and guarantees to SMEs in Rwanda. It partners with commercial banks to provide affordable financing to businesses. BDF-backed loans typically have lower interest rates.
Verify with National Bank of Rwanda
For the most up-to-date list of licensed institutions, visit the official BNR website.
Visit National Bank of Rwanda